Living in Greece with a Golden Visa: Schools, Healthcare, and Daily Life
Greece’s Golden Visa program has become one of the most attractive residency-by-investment options in Europe. While the financial and legal aspects are well-known, families considering relocation often ask: What is everyday life in Greece like? Living in Greece with Golden Visa: From schools to healthcare and lifestyle, here’s what to expect as a Golden Visa holder.
Education in Greece: Costs and Options
For families, education is a top priority. Options include:
- Public schools – free of charge, but instruction is mainly in Greek.
- Private bilingual schools – €6,000–€9,000 per year.
- International schools (British, American, IB) – €10,000–€18,000 per year in Athens or Thessaloniki.
💡 Tip: Apply early, as international schools often have waiting lists.
Healthcare in Greece: Public and Private
The healthcare system combines public and private services:
- Public healthcare – accessible with national insurance (moderate waiting times).
- Private hospitals & clinics – €50–€80 for a GP visit, €100–€150 for specialists.
- Private insurance – starts at €600–€1,200 per year per adult, depending on coverage.
💡 Tip: Most expats combine public access with private insurance for flexibility.
Cost of Daily Life in Greece
Living costs vary between Athens, Thessaloniki, and smaller cities:
- Rent: €700–€1,200/month for a central apartment in Athens, €500–€800 in Thessaloniki.
- Utilities: €150–€250/month.
- Groceries: €300–€400/month for a family.
- Eating out: €15–€20 per person in mid-range restaurants.
- Transportation: €30–€40/month for metro and buses in Athens.
💡 Tip: Consider Thessaloniki or Crete for more affordable living with high quality of life.
Lifestyle Advantages
- Mediterranean diet with fresh produce.
- Mild climate encouraging outdoor activities.
- Rich cultural heritage with modern infrastructure.
Key Advice for Golden Visa Families
- Choose location wisely – Athens offers opportunities, but regional cities provide affordability and less competition.
- Plan school enrollment early – especially if you want English-language or IB programs.
- Combine healthcare options – private insurance + access to public facilities.
- Factor in long-term residency benefits – after 7 years, you may qualify for Greek citizenship.
FAQ
❓ Do I need to live full-time in Greece to keep my Golden Visa?
Can I work in Greece with a Golden Visa?
No, the Golden Visa does not grant the right to salaried employment. However, investors can open and manage businesses, as well as earn income from rentals or other investments.
❓ Do I need to live full-time in Greece to keep my Golden Visa?
No, continuous residence is not required. You just need to maintain your qualifying investment. But to apply for Greek citizenship after 7 years, you must actually live in Greece and prove integration (e.g., language knowledge).
❓ Is Greek healthcare suitable for foreigners?
Yes. Golden Visa holders can access both the public healthcare system (with a tax number and insurance) and private clinics. Many expats choose a combination — public coverage plus private insurance — for better flexibility and faster service.
Conclusion
Living in Greece with a Golden Visa means more than just holding residency. Families enjoy access to schools, healthcare, safe neighborhoods, and a relaxed Mediterranean lifestyle. With costs still lower than in Western Europe, Greece remains one of the best relocation choices for investors seeking both lifestyle and opportunity.
If you are considering relocating to Greece through the Golden Visa program, Vista Estate is here to guide you with property selection, legal support, and lifestyle planning. Contact us today to find the best options for you and your family.